Student Loan
 Our consultants guide you to get the most suitable education loan service.Â
Apply for Education Loan
Two types of Education available in India on the basis of Collateral.Â
1-Secured Education Loan
2-Unsecured Education Loan
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Below is a list of the typical terms and conditions that any financial institution will usually adhere to when providing an education loan.
KYC Documentation
Aadhar Card
PAN Card
Driving License
Address Proof
Aadhar Card
Valid Passport
Valid water/electricity/ LPG Bill
Voter’s ID card
Current House Lease Agreement
Academic Record Documents of the Applicant
Proof of Admission
10th Result
12th Result
Undergraduate Result Semester Wise (If required)
Entrance Exam Result - Abroad institutes (GRE, GMAT, TOEFL, etc.)
Entrance Exam Result- Domestic institutes (CAT, CET, GMAT, CMAT, JEE, NEET, GRE, etc.)\
Financial Documents of the Co-Applicant
For Salaried Co-Applicant
Last 3 months’ salary slips
Bank account statement for the previous six months
Copy of Form 16 for the last two to three years or a copy of IT Returns for the last two to three fiscal years, acknowledged by the Income Tax Department (salary account)
For Self-employed Co-Applicant
Business address proof (If Applicable)
TDS Certificate (Form 16A, if applicable)
Last 3 years ITR Certificate of qualification (for C.A./ Doctor and other professionals)
Bank Account statement for the last 6 months
Collateral Related Documents (If applicable)
Title deed & Sales Deed
Allotment letter
Registration receipt
Tax copy or electricity bill
Chain deed of 30 years
Government-approved building plan
OC and Completion Certificate (if the property is constructed)
Aadhar Card
PAN Card
Driving License
Address Proof
Aadhar Card
Valid Passport
Valid water/electricity/ LPG Bill
Voter’s ID card
Current House Lease Agreement
Academic Record Documents of the Applicant
Proof of Admission
10th Result
12th Result
Undergraduate Result Semester Wise (If required)
Entrance Exam Result - Abroad institutes (GRE, GMAT, TOEFL, etc.)
Entrance Exam Result- Domestic institutes (CAT, CET, GMAT, CMAT, JEE, NEET, GRE, etc.)\
Financial Documents of the Co-Applicant
For Salaried Co-Applicant
Last 3 months’ salary slips
Bank account statement for the previous six months
Copy of Form 16 for the last two to three years or a copy of IT Returns for the last two to three fiscal years, acknowledged by the Income Tax Department (salary account)
For Self-employed Co-Applicant
Business address proof (If Applicable)
TDS Certificate (Form 16A, if applicable)
Last 3 years ITR Certificate of qualification (for C.A./ Doctor and other professionals)
Bank Account statement for the last 6 months
Collateral Related Documents (If applicable)
Title deed & Sales Deed
Allotment letter
Registration receipt
Tax copy or electricity bill
Chain deed of 30 years
Government-approved building plan
OC and Completion Certificate (if the property is constructed)
Below are are the few things that a student must do prior to officially applying.
Check to see if the course you plan to enrol in is accepted by the banks
Determine how much of a loan you will need and how much you can arrange on your own
Choose the student loan that best suits your needs by comparing those offered by various banks for studying abroad
Step 1: Check your loan eligibility online
Step 2: Seek professional loan advice to weigh your options
Step 3: Choose a lender and submit an online application
Step 4: Get the personalised education loan paperwork checklist
Step 5: Submit the necessary documentation for your student loans online
Step 6: Get the property and other legal evaluations completed
Step 7: After the lender approves your application for an education loan, obtain the loan sanction letter
Check to see if the course you plan to enrol in is accepted by the banks
Determine how much of a loan you will need and how much you can arrange on your own
Choose the student loan that best suits your needs by comparing those offered by various banks for studying abroad
Step 1: Check your loan eligibility online
Step 2: Seek professional loan advice to weigh your options
Step 3: Choose a lender and submit an online application
Step 4: Get the personalised education loan paperwork checklist
Step 5: Submit the necessary documentation for your student loans online
Step 6: Get the property and other legal evaluations completed
Step 7: After the lender approves your application for an education loan, obtain the loan sanction letter